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Part C (Medicare Advantage Plans)

How is Medicare Part C different and why can’t I find how much it costs?

Medicare Part C, now called Medicare Advantage, is medical and hospital insurance provided by private companies. Part C:

  • Covers everything in Medicare Parts A and B.
  • May also cover other medical expenses (e.g. vision, dental).
  • May also provide cost-sharing such as co-insurance or copay, but may add additional expense.
  • May have premiums that will vary on an individual county basis. Most Medicare Advantage Plans are managed care plans, usually a health maintenance organization (HMO) or a preferred provider organization (PPO). These plans may require that you choose a primary care physician and get a referral from your PCP to see a specialist, and use only doctors, hospitals, and other medical facilities and services that are part of that health plans’ provider network.

Can I change my coverage?

There are certain times of year when you can make changes to the coverage you already have:

1.) During certain open enrollment periods that happen every year from October 15 – December 7.

2.) Under certain circumstances that qualify you for a Special Enrollment Period (SEP), such as the following:

  • You move.
  • You’re eligible for Medicaid.
  • You qualify for extra help with Medicare prescription drug costs.
  • You’re getting care in an institution, such as a skilled nursing facility or long-term care hospital.

Not connected with or endorsed by the United States government or the federal Medicare program

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Do you have additional Medicare questions? Please Contact Us

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David Cotie

dave.cotie@srhealthsolutionsllc.com

(646) 661-6187

Your Medicare plan is out there

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Rob Bujan

rob.bujan@srhealthsolutionsllc.com

(518) 828-1100

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