Who is eligible for Medicare?
Most individuals age 65 and older, as well as certain individuals under age 65 who qualify for Social Security disability benefits. Also, individuals with amyotrophic lateral sclerosis (also known as Lou Gehrig’s disease) or end-stage renal disease (permanent kidney failure).
What is the difference between Medicare Part A and Part B?
Medicare Part A is hospital insurance and helps cover the cost of inpatient care. Medicare Part B is medical insurance to cover medically necessary services like visits to the doctor and outpatient care.
How do I enroll for Medicare Part B and how much does it cost?
Generally, you enroll in Medicare Part B when you enroll in Medicare Part A, unless you are still covered by you or your spouse’s group medical plan. There are two options for enrolling for Medicare Part B benefits if you don’t sign up when you are first eligible:
- General Enrollment Period – January 1 through March 31 each year.
- Special Enrollment Period – Extending up to eight months after your group coverage ends.
What if I’m still working?
If you or your spouse is still working and has insurance through your employer, contact your benefits administrator to find out how your insurance works with Medicare.
How do I enroll in Medicare?
The Social Security Administration handles Medicare eligibility and enrollment. You can contact the Social Security Administration at 800-772-1213 to enroll in Medicare or to ask questions about whether you are eligible. You can also enroll online at www.socialsecurity.gov . You are eligible when you turn 65. Sign up 3 months prior to your birthday to avoid delaying your coverage. You are still eligible to sign up the month you turn 65 and 3 months after.
